Joani McCullough

    Joani McCullough


                                                         JOAN MCCULLOUGH and TEMA KISSIN

                                                               The Hammock Dream Team


    As local experts in The Hammock luxury real estate market, The Hammock Dream Team serves buyers and sellers with unprecedented community knowledge and impeccable customer service. Composed of Joan McCullough and Tema Kissin, the experienced duo is affiliated with the Flagler office of Coldwell Banker Realty. Joan and Tema live and work in The Hammock as full-time agents who are hands-on and readily available. They know this community from the inside out, having been property owners and members of Hammock Beach for many years. Joan and Tema are both seasoned negotiators who provide a seamless experience for all their clients.


    As a former small business entrepreneur, Joan has a substantial background in sales and marketing and a true appreciation for the team approach. A long-time resident, Joan purchased her first Hammock Beach property in 1997 as a founding member. She lives in and works full-time at Yacht Harbor Village, a Hammock Beach property. Licensed since 2012, Joan excels at getting the best deal for her customers and has a trusted circle of industry resources. She understands both the emotions and the facts of home buying and provides detailed focus and unwavering integrity to all her clients. As a former PTA mom, a competitive athlete and a proud "Jojo" to three grandsons, Joan knows how to gather resources to manage each real estate transaction with the strength of a finely tuned rowing team striving for the finish line. Joan holds a bachelor's degree in business from UMass, and her wicked-good Boston accent is always a conversation starter.


    Tema brings over 40 years of experience to the table. Her entry into real estate began at age five, watching her interior designer mother buy and flip homes. Tema followed in her footsteps, eventually becoming a broker in New Jersey and helping innumerable families through the years. She and her husband discovered the beauty of Palm Coast in 2002 and soon relocated. They owned property in multiple Palm Coast neighborhoods and previously owned a bookstore in the European Village called By the Book. Tema earned her Florida real estate license in 1989 and works tirelessly to provide a win-win experience for buyers and sellers. She holds a master's degree in art and has a keen eye for design and the ability to offer clients invaluable ideas for staging or renovations. Tema is known as outgoing, energetic and a well-versed conversationalist. A world traveler, she has visited Asia, Africa, India, South America, Canada and Europe.


    Joan and Tema are family-first agents, joined together as a powerhouse team who bring buyers and sellers the added advantage of  always being able to reach someone. If they're not helping clients with real estate needs, Joan and Tema enjoy all the benefits of The Hammock. They live the lifestyle and believe in the communities they serve. Both enjoy golf, Tema plays tennis and Joan has been rowing crew competitively for over 20 years. They strive to enhance their community, giving back in many ways. Tema is a volunteer on the Advisory Board of Governors and chairs the social committee for Hammock Beach Resort. Joan is active on the board at Yacht Harbor and serves as a mentor at Flagler Public High School.


    If you dream of living in The Hammock, a world-class, luxurious haven with ample opportunities for an active lifestyle, contact Joan McCullough and Tema Kissin. No one knows the market better than The Hammock Dream Team!